5Star Workers' Compensation Services provides
workers' compensation through the Missouri Retailers
Insurance Trust (MRIT). The MRIT is a Missouri
self-insured heterogeneous trust, controlled by its
members, to provide a high quality and cost effective
alternative to traditional worker's compensation
insurance. 

M.R.I.T. Advantages:
- Competitive, stable premiums
- Trust members have the potential to receive dividends. (The Trust has paid a dividend for 3 of the 7 years it has been in existence, & has never had an assessment
- Return of investment income
- Return of underwriting profit
- Excess insurance coverage to protect members provided by Midwest Employers Casualty Co. (A.M. Best Rated A+
- Uhlemeyer Services underwriting authority
- Experience Mod up to 1.50
- Up to $500,000 in annual premium
- Our long-term relationship with Midwest Employers Casualty allows for additional underwriting flexibility.
- Dedicated claims management by Uhlemeyer Services Administrators. Uhlemeyer is a best practice TPA and scored a 95 out of a possible 100 in a performance audit conducted by TIG Insurance Co. (Our Adjustors Have A Minimum 15 Years Experience)
- Specialized loss control dedicated to trust members
Click here:
http://www.5starsp.com/workcomp/mrit.aspx to read more, or send us an email to learn more tpa@5starsp.com
Benefits of Membership in the MRA:
*Car Rental Discounts
Hertz provides worldwide discounts for business and leisure rentals, special coupons for free upgrades or dollars off. Provide a CDP# (number provided after MRA membership) and book the rental online.
Members that do not know their CDP # to receive a discount with Hertz, please send an e-mail to info@moretailers.com
You CAN afford to advertise your business statewide using radio and internet solutions. For 30 years, Learfield Communications has been helping Missouri businesses build brand awareness and market share through their statewide radio networks. They can show you innovative ideas for reaching a large audience at a minimal price. For more information on how a custom plan can benefit your business, contact account executive Paul Roberts at (573) 556-1237.
James Larsen received his doctorate from the University of Nebraska in a program that combined studies of adult education and organizational behavior.  He owns a small consulting firm in Lincoln, Nebraska named Management Resources. His research interest is in operational leadership, that is, leadership on the level of small business owners, first-line supervisors, and those who manage supervisors.
"I have a mission," says Dr. Larsen. "I believe the published research literature contains a treasure trove of new findings that explain puzzling aspects of people at work and customers as they shop. People in leadership positions who are aware of these findings have an advantage, and my mission is to explain these new findings to people who want that advantage."
  Every month, Dr. Larsen writes a new article describing recent findings, and you can read his articles in this web site. Members may access these articles on our
NEWS page. (A username and password are required).
For one low flat fee per account, NCS will take action on your behalf, including credit-bureau reporting.  No matter the size or age of the account, NCS has a solution. All recovered money is sent directly to you, and there are no commissions or additional fees—you keep 100% of the money collected.
Call NCS at 1-800-363-7215 ext. 6400, OR click the NCS logo to activate your account and order your Cash Recovery Kit and claim forms.
National Credit Systems Provides Low-Cost Debt Collection
Reasonable rates, tenacious service and a high recovery percentage represent the cornerstone of a new program providing bad debt recovery for MRA members. The program is being provided by National Credit Systems (NCS), one of the nation's leading collection service/accounts receivable management firms.
According to recent statistics, 61% of retailer theft occurs from employees of the store.  Missouri Retailers Association is assisting its members to minimize this number by coordinating with Missouri Criminal Records, LLC for background check services.
Missouri Criminal Records, LLC runs employee background checks through the Missouri State Highway Patrol’s (MSHP) criminal records database. Jodi Bates, president, commented,” The MSHP database is the only statewide database.  It covers the entire 114 counties of Missouri and the National Sex Offender Registry.”  In order to run a background check, only three items are needed: Name, Date of Birth and Social Security Number.  Through our coordination to get the best price,  Missouri Criminal Records fee for MRA members is $14.00 for each background check.  In addition, Missouri Criminal Records offers next business day turnaround if the background check is received by 1:30 pm.  To run a Missouri Statewide background search/ National Sex Offender Registry simply logon to www.mocriminalrecords.com/moretail.htm and enter the information onto their secure website.

Missouri Criminal Records, LLC has been in business since 1996 and serves a large and diverse employer population.  “We started out serving large manufactures and hotel industry but in the last 2-3 years the majority of growth has been in the service industry, churches and schools.  We look forward to serving the Missouri Retailers Association and its members,” Bates said.
To make an inquiry on benefits offered to members, please email us at: info@moretailers.com